The SURE™ Program

Why Study Microfinance?
Muhammad Yunus (right), won Nobel Peace prize with Microfinance in 2006.
Microfinance Projects In Houston and Surrounding Areas
Teaching financial literacy and entrepreneurship to small business owners.
Encouraging Financial Independence
Empowering Houston families through financial and entrepreneurship education.
Microfinance Program Honors & Awards
The program has been recognized by state and local officials.
Microfinance in India
Meeting local farmers and visiting schools.
Microfinance in Africa
Meeting local farmers and visiting schools.
Thank You to Our Partners
Energizing the Entrepreneurial Ecosystem.
Meet Our Graduates
Learn more about recent graduates of the Microfinance progam.
SURE Program at the C. T. Bauer College of Business

Stimulating Urban Renewal through Entrepreneurship (SURE™):
Energizing the Entrepreneurial Ecosystem

The SURE™ Program was launched in Fall 2012 with a mission to enable economic stimulation by serving aspiring local entrepreneurs from underserved communities and Veterans in the Houston area. The SURE Program provides FREE financial and business education, ongoing business consulting and prepares entrepreneurs to access capital.

While the SURE Program has supported microfinance efforts in Africa, India, Mexico and China, Dr. Khumawala has recognized that there is a need here in the Houston area. Almost 20 percent of Houstonians live in areas designated as high poverty neighborhoods and over nine percent live on less than $2.00 per day.

Housed at the Bauer College of Business and directed by Dr. Saleha Khumawala, the SURE Program offers education modules and mentorship for businesses in their beginning stages of development. By partnering Bauer business students with aspiring entrepreneurs the program has developed a unique model of experiential learning. It consists of three active components: SURE Entrepreneur, SURE Boot Camp for Veterans and SURE Incubator.

The SURE Program offers the 11-week classes twice a year (Spring and Fall), which were formerly housed in local community centers, including:

  • Mission Milby
  • Wheeler Avenue Baptist Church
  • Baker-Ripley Neighborhood Center
  • Independence Heights Neighborhood Center
  • Leonell Castillo Neighborhood Center
  • Ripley House Neighborhood Center

Due to the rising demand and success of the SURE Program, we moved to the University of Houston to accommodate the increased number of participants. Since its inception, the SURE Program has assisted 283 entrepreneurs.

Learn more about our projects.

The goal of the SURE Program is to grow local small and medium sized businesses in the Houston area using the principles of Microfinance. By empowering Houston families through financial and entrepreneurship education and encouraging financial independence, the SURE Program strives to address the root causes of poverty.

Research and Applications
Awards and Grants
Media Coverage
Partners of our Ecosystem
Program Graduates
Get Involved
Student Organization

Microfinance Initiative at UH

Contact Us

Saleha B. Khumawala Ph.D.,

Robert Grinaker Professor of Accounting
Founding Director, Nonprofit Management and Microfinance