I am a finance doctoral candidate at University of Houston. Prior to joining the PhD program, I worked in the finance industry for more than five years. I completed my bachelor's degree in computer science from University of Peradeniya and I am a CFA Charterholder.
My research interests include household finance, real estate, and banking. In my job market paper, I use policy-induced variation in collateral value and rich auto loan micro data to estimate the causal effect of collateral value on strategic default.
- Household Finance
- Real Estate
- Collateral Value and Strategic Default: Evidence from Auto Loans (Job Market Paper).
- Interest Rate, Consumption and Default: Evidence from Small Changes in the National Mortgage Rate (with Don Carmichael and Kevin Roshak)
- Sunk-Cost Fallacy and Seller Behavior in the Housing Market (with Vijay Yerramilli)
- Impact of Information Asymmetry and Servicer Incentives on Foreclosure of Securitized Mortgages